Runny nose

Kaitlyn woke up Saturday with a runny nose but seemed fine other wise. We had our usual day of playing out side and such. I took her temperature at a certain moment and it was only 99 degrees, such a slight temp could have been caused by her running round so much. I did not think anything of it but remembered to take it again on Sunday morning.
Sunday morning she still had the runny nose and no fever at all. She played normal but did not want to spend as much time outside as we usually do. We hung out and watched cartoons for an hour on my bed instead.
Monday she woke up with the runny nose still and again no fever. I figured it would be OK for her to go to Gracie's house because she has not had a fever. I dropped her off and explained that she had the runny nose and no fever so she should be fine.
I got a call about an hour later saying I needed to pick Kaitlyn up because she was sick. David went down and picked her up she had no fever just the runny nose. The rest of the day she was fine and we noticed that the runny nose was a lot better than it had been.
Remember I told you that Gracie has cancer?  Well I know this is why she sent Kaitlyn home. It would be bad for her to catch a cold during treatment. I understand this 100% and I do feel for her. However, I count on her to watch and care for Kaitlyn every day I am at work, this is what I pay her to do. She is a great daycare provider and I could not imagine sending Kaitlyn any other place. I do think Kaitlyn should be sent home if she has a fever, is vomiting, has persistent diarrhea, or is not acting like herself. In no way do I agree with sending her home due to a runny nose. I do not feel I should pay for these days since it was Gracie's discretion to send Kaitlyn home, she was not sent home for a valid reason other than to protect Gracie's health (which again I do understand).
David ended up staying home today and possibly tomorrow so we agreed to keep Kaitlyn home with him.
We are both livid with this situation right now. It has been consuming me since I got the call to pick Kaitlyn up yesterday. I am at a loss on what to do. Let me rephrase that; there are many options we could consider but I am not happy about any of them.
1) we can find a new daycare provider - going with a center instead of in home to prevent this type of thing from happening again.
2) Kaitlyn will be 2 soon so we can find a preschool for her to attend that provides after hours care.
3) We can bring our concerns to Gracie.
All three have my head spinning. I am not ready for Kaitlyn to leave the person she has known and trusted since she was 2 1/2 months old. No center can give Kaitlyn what she is getting right now from Gracie. A lot of preschools require potty training before entrance, I don't know when we will get around to potty training since I am working full time, going to school full time, and have no time off to focus on this task. Lastly I do not want to talk to Gracie about this, she already feels bad and I don't want her to some how project her frustrations with me and David onto Kaitlyn. Not that I think it will happen but it is always a possibility.
In the end this is what will probably happen. I will let it slide this time, but if it happens again I will say something and request that we do not have to pay for times like this.
In the mean time I am going to try to check out some other options on Fridays when I get off work.